Senior Vice President Europe Card Services
BA Economics & Sociology 1994
Patricia is currently Head of Portfolio Strategies and is responsible for strategic planning initiatives within Bank of America’s Credit Risk & Underwriting business unit.
She joined MBNA in 1998 and helped lead the expansion of their Irish credit card portfolio from their head office in St. Stephen’s Green, Dublin.
Patricia left Ireland in 2000 and moved to Chester in the U.K. where she became responsible for early stage delinquency collections operations for the UK Credit Card portfolio, managing a department of ~750 FTE with sites in UK, Ireland and India.
After a further 2 year expatriate assignment in Delaware, U.S.A. during 2004-5, she returned to the U.K. to lead the new and existing customer credit underwriting functions for the UK, Ireland, and Spain prior to taking her current role in 2010. MBNA was acquired by Bank of America in 2005.